Bank Indonesia

Bank Indonesia under the leadership of Darmin Nasution will take some steps to reduce loan interest rates.

When dimintai confirmation, Darmin said, promised his side will make the discussion with the bank as a national effort to reduce the interest rate is.

"It should be learned and discussed with the banks. So, I may not be only one step, but it could be a combination of various steps," said Darmin after his appointment to become Senior Deputy Governor of Bank Indonesia by the Chairman MA, replacing Miranda Goeltom, Monday (27 / 7 ).

Darmin said, the decline in loan interest rate is required by many people. BI Rate cutting has been done by the BI, so a 6.75 percent has not been able to reduce the loan interest rate bank public.

Itself is also open space to repair the Indonesian Banking Architecture (API) said if it is not relevant anymore, including creating a complete Financial Services Authority (OJK) that is still in discussion between the BI and the government.

"Indeed, time travel goods show the structure of time the API will need to be discussed, but we will see how later. I will be ready to discuss more things that need to be," he said. He adds, will be using all his experience as Director General of Taxes to make reforms in the BI.

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World Bank efect Unemployment greatest

World economic recovery will be slow and unemployment increase, so the occurrence of a crisis threatening the social and protectionist. Said World Bank President Robert Zoellick in an interview with Spanish newspaper, El Pais, Sunday (24 / 5).

"What's that as a tremendous financial crisis and then became the great economic crisis has become penganguran greatest crisis and if we do not take steps, the risk is a big humanitarian crisis with the social and political implications of a broad," he said.

"This will be the basis for the (discharge) proteksionis policies that populis," he said. Zoellick said, the finance minister countries G-7 and G-20 revealed kelegaannya because the economic contraction has slowed and economic growth, although still low, the situation is not too bad. "However, the economist and industrialist realized that the recovery will be slower and weaker than has been estimated," said Zoellick.

According to him, the U.S. financial system and countries berpasar economy is still growing in danger. "Perhaps the key things that need to be cleaned is the financial system. The U.S. has taken steps on the right path, but there are still banks that face serious difficulties in relation to financial customers, credit cards, and real estate," he said. "Peak, the United States became more dependent than in the European market sekuritasisasi credit and housing market should recover," he added.

Zoellick also mentioned the risk of a similar effect in some parts of Africa and Latin America and Eastern Europe. "China is very surprising because it can get good results of the draft economic stimulus. For countries such as Mexico and Brazil, the largest threat is loss of access to finance," said Zoellick.

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BTN Bank

The specialist's bank KPR (ownership credit of the house) this was ready raised sekuritisasi assets as far as Rp 750 billion. The managing director PT BTN Iqbal Latanro said, initially the company indeed only will do sekuritisasi assets with a value of Rp 500 billion.

The plan five public an amount of BUMN could be ascertained retreated. This the reason for the condition for the money market that was not yet fully conducive. Some of BUMN, Bank Tabungan Negara (BTN), chose sekuritisasi assets to reinforce capitalisation.

Moreover, in the strengthening of capital, BTN also was helped by the co-operation of the fund manager jamsostek for housing of Rp l trillion as well as the entrusted goods fund of Rp 2 trillion from Bapertarum (the Pertimbangan Body of Perumahan savings). In fact, BTN also had the alternative to funding through the sale of the first share or initial public offering (IPO).

With Krakatau Steel (KS) and the Garuda Indonesia, BTN has indeed gotten the green light from the People's Representative Council, but still could not be brought about because of the condition for the money market that did not yet show signs recovery

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Info about Bank Syariah To be Carefull

Was based on the Bank's Indonesian data, FDR islamic canon law banking per October 2008 increased compared with the same period last year of 103 percent. FDR increased because the rate of funding was faster compared with the third party's fund. For the last year, funding grew 44.2 percent, while DPK grew 34 percent.

The ratio of funding against the third party's fund or financing to deposit the ratio continued to increase for the last year. Islamic canon law banking better be careful, in view of the fact that the condition for the liquidity in the banking industry was still tight. FDR islamic canon law banking per October 2008 reached 112 percent.

FDR was on 100 percent significant DPK all distributed as funding, in fact still was increased by capital and the bank's reserve. This condition was different from conventional banking that the ratio of his credit of approximately 78 percent. The head of the Usaha Syariah BNI Ismi Unit, on Monday (29/12)from kompas.com say in Jakarta, explained, the FDR figure that was safe for islamic canon law banking 105-110 percent.

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Info About Bank Century

Today i seek info about bank century casus. I read article from The world of national banking could last week be nervous. His article of one of their members was attacked by the illness that his name ‘kalah kliring’.

Right away these country senior figures reacted, but the pattern of communication and clarification efforts that were carried out not symmetrical, was increased still had the side that fished in turbid water, so as precisely contra productive towards efforts to calm the customer.

It was PT Bank Century Tbk that experienced ‘kalah kliring’, a confusing term the customer, the reason for the Indonesian Bank as the monetary authority did ‘stop kliring’ on the more appropriate bank was mentioned money changer this. from djonyedward.blogspot.com info bank century.

In fact that was essential from the pattern of communication concerning what happened to the Century Bank was, magnitude lost kliring and how long stopped kliring that was carried out. But because of his explanation ngalor ngidul and did not restrict in what actually happened to the Century Bank, that was arrested by the public was precisely bigger than the problem that actually.

What happened to the Century Bank, most did not obey the acknowledgment of his management, only a kind of delay allocated the fund to prefund as big as Rp5 billion that indeed must right on time. Hermanus H. Muslim, the managing director of the Century Bank, said the management side just could store 15 minutes were slower than time that ought to be carried out in struck 08:00 of WIB.

So his cause technical very much. Because of the system kliring in BI so tight, so as although late one minute, then the bank that late deposited the fund prefund might not join the transaction between the bank on that day. Only the bank might be still carrying out the transaction through Real Time Gross Settlement (RTGS).

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Bank Indonesia Still Keeping Economic Condision

Today news about condition about The Indonesian bank (BI) yesterday took the fast step to calm the customer. Like that spread the rumour about the liquidity crisis that struck several banks, the central bank at once straightened the news that disturbed the community.

According to Governor BI Boediono, the condition for homeland banking was still strong faced the jolt and including that was solidest in the Asian region. Therefore, BI was concerned about the rumour circulation about several banks that experienced the funding difficulty as well as this large-scale fund withdrawal.

'The' rumours 'were untrue and did not have the base', said Boediono in the press conference in his office yesterday morning (14/11). source from jawapos.com Boediono was accompanied by the Deputy Governor Senior BI Miranda Swaray Goeltom. The other member of the governor's council also accompanied. They were Muliaman D. Hadad and Siti Ch. Fadjrijah that was an expert in banking, as well as Budi Rochadi that were an expert in the payment system.

About PT Bank Century Tbk (BCIC), Boediono stated the problem failed kliring that was pure the technical problem. The Century bank could not follow kliring on Thursday (13/11) because late deposited prefund. The Century bank yesterday again joined the activity kliring in BI normally.

The Bank Century transaction went through Real Time Gross Settlement (RTGS) then went as usual. The suspension of the share of the Century Bank in the Indonesian Stock Exchange also was opened so as to be able to be traded again in. The problem that was experienced by the Century Bank was aggravated by the rumour about several banks that experienced the funding difficulty.

Boediono reminded the customer in order to be unaffected the rumour. Especially, when all the countries in the world reinforced itself to face the impact of the financial unrest. Peace 'and the attitude obstinacy were needed if we as the nation wanted to go out as the winner', said Boediono. He hoped the problem of the Century Bank did not hinder became the bigger problem. Don't something like this became the wider trigger. Later all of us who were unfortunate, he said.

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New Info about BI Rilis of the Procedure Devisa Regulation

The financial sector of the homeland was still being covered the thick fog. The stock exchange and the exchange rate rupiah continued to be whipped by the weakening.

Yesterday the exchange rate rupiah in the feeble foreign currency market, through to finally provided 400 points towards Rp 11.500 per US dollar. Whereas in the money market, the action sold supreme shares brought the price index of the share of the combination (IHSG) slipped thin 9.9 points (0.74 percent) formed the level 1,326.62. Continued the weakening rupiah caused the Indonesian Bank (BI) once more took the anticipatory step.

These provisions were poured in the Bank's Indonesian Regulation of No. 10/28/PBI/2008 about the Purchase of Foreign Currency against Rupiah to the Bank. The deputy Governor Senior BI Miranda Swaray Goeltom said, this regulation continue to berlandasan the free foreign exchange system that was followed by Indonesia. 'Must be stressed, these provisions not was the policy' of the 'control' of 'foreign exchange or the control' of 'limiting capital the capital flow' of the 'country's passage', said Miranda in the BI building, Jakarta, yesterday (12/11).

this article from jawapos.com say about That was also meant to apply the principle knew the customer. The 'foreign currency' transaction 'that was carried out by the bank's customer, both the individual, the Indonesian legal body, and the foreign group, must have the aim' of the 'clear use and could be accounted for as well as were for the real sector useful',' said Miranda.

The professor of the Indonesian University stressed, the weakening rupiah at this time not because of having the speculation action. This 'not the speculation, but because of the shortage' of 'supplies of USD. Ada capital outflow in Indonesia', said the woman who always coloured his hair.

Separately, the Head of the Economist BNI Tony Prasentiantono said, there was the indication of large-scale refugees of the customer's fund in the homeland to banks overseas on the basis of the security on the guaranteeing of his savings fund. Although, said he, emerging market still was it was thought susceptible by large-scale customers. Since the beginning I had felt the government late did blanket guarantee. That could make rupiah strengthened was blanket guarantee, he said. He hoped, if the interest of the US Central Bank (The Fed) descended to 0.5 percent, will be hot money that entered the homeland.

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